Michelle Obama exults over the way "insurance companies will now have to cover basic preventive care--things like prenatal care, mammograms, contraception — at no extra cost."

Right. She didn't say free. She said "no extra cost." Key word: extra. The cost will be bundled into the price of insurance, which you will be required to buy, whether or not prenatal care, mammograms, and contraception are in the range of things you might need or want. That's the beauty of it. Because it's not an extra cost, it's not an avoidable cost. Everybody into the pool.