The NYT headline says: "Housing Market Slows as Buyers Get Picky."

But the text of the article says:

Everyone expected the housing market to suffer at least a temporary hangover after the government’s $8,000 tax credit expired, but not necessarily this much. Preliminary data from around the country indicates that the housing market began swooning last month immediately after the credit was no longer available.....

There isn't some new pickiness in the human character. The tax credit expired. Can we get a frank analysis of whether or not it was a bad policy?